In Barrie, most home offers are conditional on something – financing, insurance and home inspection are very common, but it’s not unusual to also see a condition of sale of the purchaser’s home, or septic or well inspections for rural properties. If you accept an...

I have a lot of clients who purchase homes or condos before ground has broken, intending to move in at the time construction is completed. Sometimes this is a matter of months; sometimes it can be years. The longer the wait between offer and moving, however, the more...

There are very few people in this world who truly enjoy paying taxes. One of the least liked taxes in Canada is capital gains tax, that you pay whenever you sell an asset for more than you paid for it. There is an exemption for a principal residence – if you own a...

In law, there is often a lot of grey, but the essential rules are black and white. For example, contracts require three basic elements: offer, acceptance, and consideration. If I offer to buy your house for $200,000, and you accept that price, then we have a binding...

Living in the digital age, we often go straight online to find information about products or services we are looking for. My husband and I picked our honeymoon destination based on reviews of the best places to travel in November; however, after choosing the location,...

Here's something short and sweet: a great infographic on how much you need to earn to buy a home across Canada. Unfortunately you can't search city-by-city, but it's a great snapshot nonetheless. Check it out here.

When you buy a house with one (or more) other people, there are two main options for how to go on title. For most couples, the best plan is joint tenancy. This means that you both own the whole property, which allows the survivor to take over ownership of the property...

When you decide to buy your first home, there is a lot to think about, Here are some good tips to make the process a whole lot better: Start saving now. The earlier you start saving, the more likely you are to get over that magic 20% threshold. Less than 20% down and,...

A lot of people talk about the best mortgage solely in terms of the best rate. However, there are other considerations you should keep in mind when shopping for a mortgage. First, how long is the term? A shorter term means you have the flexibility to easily get out of...