We’ve all read the stories coming out of the US about the crash of the housing market and the devastating amount of foreclosures, many of which were done improperly. I read an article recently in the New York Times about an unusual way some homeowners are going about hiring a lawyer to fight a foreclosure: agreeing to put a new mortgage on their home, in favour of the lawyer. This is very controversial, particularly as these are homeowners in a very precarious and vulnerable position. While there are undoubtedly some people who are justifiably fighting their lenders, I’m not sure that taking on a second mortgage to their lawyer is the solution.