I read a book once where the author described a meeting with new clients. The wife said that her husband was a waiter; when the lawyer looked confused, she explained that he was waiting to receive his inheritance from his parents, which he expected to be quite large.
Here’s the problem with that attitude these days: most baby boomers expect to spend their money, and leave considerably less to their children. Multiple surveys have shown that among the generation that currently holds the most wealth in North America, those aged 50+, more than half intend to use their money for their own enjoyment and not concern themselves with leaving an inheritance for children who may not have earned it. Moral of the story: stop waiting around.