For some things, you only get one chance: first time buyer credits for land transfer tax rebates or for income tax claims, for example. However, there is one area where you can have another chance, and that is the RRSP Home Buyer Plan. You can borrow from your RRSP to buy a home and, if you sell it or repay the loan and wait long enough, you can borrow money again. You should always call CRA or check with an accountant first to make sure you’re eligible, but if you have money in your RRSP, it’s worth looking into.